Are You A Renter? Do you have Renters Insurance?

Homeowners have insurance, not only to protect their home, but to also protect their belongings. If you rent, the landlord’s insurance policy does not cover your personal belongings should something happen. You need Renters Insurance in case someone breaks in and steals your personal belongings. Just like a homeowner, renters need insurance to cover their […]

5 Questions to Ask Your Moving Company

5 Questions to Ask Your Moving Company A professional moving company can efficiently load and unpack a household in a fraction of the time that it would take for many of us could do it ourselves. Make sure you hire the right moving company with trained professionals who will do everything they can to make […]

8 Tips for First-Time Home Buyers

8 Tips for First-Time Home Buyers A home is likely the largest single investment you’ll make, and being a first-time buyer, you are probably overwhelmed with the cost, complexity and commitment you are about to make. So before you buy your first home, make sure you’ve done your homework. From thoroughly checking out the house […]

Are You Secure and Insured While Away

Are You Secure and Insured While Away Time to hit the beach, see the world, visit family.  We are entering traveling season, which means our home may be left unatteneded while gone. Here are a couple of websites that give some good tips on securing your home—Click here and here are 14 Tips to make sure […]

Avoid a Winter Car Accident

Winter Tire Tips   Do You Need Winter Tires? You know it’s coming. Snow and slush. Freezing rain. Maybe even black ice. But do you know if your tires are ready for all of that? When driving in Northwest Washington in the wintertime, your tires just might be the most important safety feature on your […]

Boat Insurance Safety Tip -Winterization

Boat Insurance Safety Tip -Winterization Boat winterization Tucking your boat in for the winter? For boat enthusiasts everywhere, the end of boating season can be disappointing because on-the-water adventures are about to come to an end and the task of winterization is about to begin. As you know, taking the time to protect your watercraft […]

Award for Top Performance

Chairman’s™ Award for top performance Thank you to all who made this possible. Through its membership in the Advantage Group, Scott Richards was recognized in the Safeco Insurance® Chairman’s Award for top performance At Scott Richards Insurance, we want every customer to feel like we’ve provided superior advice, service and coverage options for your insurance […]

Cyber Security Awareness Tips

Cyber Liability & Data Breach for Business Cyber Security Awareness Tips October 14, 2014 What is at Risk? Individuals and companies alike are concerned about cyber risks. While it’s important to be aware that no organization or person is immune to cyber threats, understanding just what exactly can create a cyber risk exposure is equally […]

Cyber Crime… Are you at risk? Take this test

Put your data and network security to the test. Cyber crime has become increasingly frequent, complex and costly. In the wake of an event, would you know who to call, how to react, or what to tell your employees, customers and media? Could your organization handle the potential financial and reputational impact of a lawsuit? […]

Is Your Business Insurance Adequately?

Don’t Under-Insure your business. While privately held companies are largely in tune with emerging liabilities, most are critically underinsured, a new report from the Chubb Corp. found. According to the insurer’s Private Company Risk Survey, the reason these companies don’t purchase the necessary insurance is because they believe they are already covered through their commercial […]